| Scholarships |
| What is a scholarship? |
| Types of scholarships |
| Where do I start? |
| Grants |
| Federal Work Study |
| Stafford Loans |
| Perkins Loans |
| Plus Loans |
| Private Education Loans |
| Graduate Plus Loans |
Start locally! You are going to have the greatest success finding scholarships by starting with
your parents, local employers, and local organizations. You can increase your odds of receiving a scholarship by
starting early. Below are some options to consider when planning your scholarship search strategy.
Employers — Most major corporations offer financial aid, tuition reimbursement, or scholarships for
employees or employee's children. Inquire today to find out whether you or your parent's employer offers this benefit.
Volunteer work — Local volunteer organizations are another great source of scholarships. Check with service
organizations that you have participated with.
Organizations — Professional or social organizations such as 4-H, Jaycees, and Lions Club, may offer
scholarships to their members. Other organizations offer scholarships to students who are studying what they support,
even if you are not a member.
Unions — Are you or your parents a member of a union? Many of the major labor unions offer scholarships for
members and their dependent children (AFLCIO, Teamsters, etc.)
Church — Check with your church. Your local parish may have scholarships for their members, or they may
direct you to church headquarters for additional options.
Chamber of Commerce — Check with your local Chamber of Commerce. Many offer grants to students in the
community, or they can provide a listing of members that may offer small scholarships to local students.
High school — Check with your high school guidance counselors, principals, teachers, and other
administrators. Many high schools have scholarships specifically for their students.
Take the PSAT — While you are in high school, you will be offered the opportunity to take the PSAT test,
usually in your Junior year. Many National Merit Scholarship Programs are determined by the scores you receive on the
PSAT test, and some private scholarship programs require you to take the PSAT.
Your College or University's Financial Aid Office — Many offer access to computer databases (often for a $5
or $10 fee), have a collection of books with sources, and will have a bulletin board with posted notices of
scholarships. The chairperson or head of the department you are studying in is an often overlooked area to find
scholarship information. Once you are in school, check with the head of the department you are studying in. They may
have information available that the financial aid office does not have.
The Web — Hit the major search engines to find scholarships. There is a lot of information to be found, so
be prepared to spend a lot of time using this as a resource.
Newspapers — Watch for announcements of local students receiving scholarships and find out where you can
apply for the same scholarship the following year. Local firms and organizations may use the newspaper to announce
scholarships as well.
Yellow pages — Contact professional or social organizations that have a chapter in your city as well as
major corporations to find out if they offer any scholarships, both locally and nationally.